Build your financial foundation
Get a savings account that grows with you
We offer a variety of savings accounts with your financial goals in mind — whether you’re just starting out or ready to retire. All our accounts give you free access to:
Choose an account that helps you maximize your savings:
LINQUP Savings
Get a jump-start on your savings with an account that pays you to open it. Must be 30 years old or younger to qualify:
- Earn 10.52% APY* on the first $1,000 you deposit to this account and the standard savings account APY on balances of $1,000.01 and above
- We’ll match your initial deposit to this account up to a $50 maximum***
- Additional $50 incentive if you enroll for EZ-Allowance or Direct Deposit ($50 max)***
- Unlimited deposits
- Up to six withdrawals allowed per month**
- View LINQUP Savings disclosures
*APY=Annual Percentage Yield
*The APY is valid through June 2025
**There will be a $2.00 charge for each withdrawal over six per monthly statement cycle
***Account matches will be available within one business day. Matches and incentives are good through June 2025
Savings Account
Start with the basics to build your savings over time with our competitive interest rate:
- No age requirement
- No monthly service fee
- No minimum balance requirement to earn interest
- Unlimited deposits
- Up to six withdrawals allowed per month*
- Free paper or electronic statement
- See our current rates
- View Savings disclosures
*There will be a $2.00 charge for each withdrawal over six per monthly statement cycle
Health Savings Account
Keep your health in check with a savings account designed to help you pay for medical expenses. Not everyone qualifies for an HSA, click here to see if you qualify:
- Consult your accountant for possible tax advantages for an HSA
- No minimum balance requirement to earn interest
- One-time application fee of $25
- See our current rates
- View Health Savings disclosures
Premier Money Market Account
Earn more when you save more and get easy access to your funds:
- Monthly service fee waived with a minimum balance of $5,000 (or combined average daily balance of $10,000)
- Minimum balance of $5,000 required to earn interest
- Tiered interest rates to reward your success
- First order of specialty checks are free
- Up to six withdrawals allowed per month*
- Notifications about our travel programs
- Free paper or electronic statements
- Account available for those 12 years of age and up
- See our current rates
- View Premier Money Market disclosures
*There will be a $15.00 charge for each withdrawal over six per monthly statement cycle
Platinum Money Market Account
Designed for individuals who maintain higher cash balances and want to earn interest. Contact a member of our Account Services team for Platinum rate information:
- Monthly service fee waived with a minimum balance of $250,000 (or combined average daily balance of $500,000)
- Free checks, any style
- Up to six withdrawals allowed per month*
- Notifications about our travel programs
- Free paper or electronic statements
- Account available for those 12 year of age and up
- View Platinum Money Market disclosures
*There will be a $15.00 charge for each withdrawal over six per monthly statement cycle
Add our Q-UP Program to any account to maximize your savings
With our Q-UP Program, every time you buy something using your Quail Creek Bank debit card, we’ll automatically round up your transaction to the nearest dollar and transfer your change to your Quail Creek Bank savings account. Over time, your change will add up.
Not sure which savings account is right for you?
Download our Quick Reference Guide below
Questions about FDIC insurance? Learn more here
For FDIC insured options over $250,000, learn more about CDARS® and ICS®.
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