Personal Loans for the things that matter most

Affordable terms and excellent rates to keep you moving forward

Everyone needs a little extra help from time to time — whether you’re buying a car or upgrading your kitchen. We’re ready to help with personal loans that fit your budget.


All Loans Subject to Credit Approval – $2,500 Minimum Loan Amount

Auto Loans

We offer new and used auto loans to get you on the road quickly and safely. If you’re looking to refinance, we can help as well.

  • Low rates and flexible terms
  • Local underwriting and the ease of DocuSign (quick virtual closing)
  • Easy repayment options through Auto Debit, Online, and Mobile Banking
  • Lower rates with Auto Debit from a Quail Creek Bank account


Apply in one of three ways:

  • Online
  • In-Person at Quail Creek Bank
  • Start the process with one of our Video Banking agents

Looking for unsecured loans?

Home Equity Line of Credit (1% HELOC Program)

Get the extra cash you need for a variety of personal expenses (i.e. home improvement, debt consolidation, etc). Using this type of loan, you can borrow from the lendable equity in your home to pay for what you need.

  • Low variable-rate loans are available
  • Borrow up to 80% of your owner-occupied home’s value (some restrictions apply)
  • As you repay the principal balance, your available credit is replenished
  • Borrow from your available credit throughout a 7-year draw period
  • No prepayment penalty
  • Easy access to funds as you need them using online or mobile banking
  • Application to closing — approximately two weeks
  • Interest may be tax-deductible*

Apply in one of three ways:

  • Online
  • In-Person at Quail Creek Bank
  • Start the process with one of our Video Banking agents



Vice President, Consumer Lending

Call Stephanie for more details!

405.242.2843 | Email Stephanie

NMLS #500493

Stephanie Mills headshot
Headshot of Brittney


Consumer Lending Loan Assistant

Call Brittney for more details!

405.242.2839 | Email Brittney

NMLS #1927734

Home Equity Line of Credit

Information is subject to change without notice

How much can I borrow? (1% HELOC Product)

Combined 1st & 2nd MortgagesMax Loan Amt
Up to $500,00080%
$500,001 to $1,000,00070%
$1,000,000 & Greater60%


Appraised Value is $150,000 x 80% = $120,000
– Less the 1st Mortgage Balance of $65,000

Available Lendable Equity will be $55,000

Questions about our loans?

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