Personal Savings

Build your financial foundation

Get a savings account that grows with you

We offer a variety of savings accounts with your financial goals in mind — whether you’re just starting out or ready to retire. All our accounts give you free access to:

Choose an account that helps you maximize your savings:

LINQUP Savings

Get a jump-start on your savings with an account that pays you to open it. Must be 30 years old or younger to qualify:

- Earn 10.52% APY* on the first $1,000 you deposit to this account and the standard savings account APY on balances of $1,000.01 and above
- We’ll match your initial deposit to this account up to a $50 maximum***
- Additional $50 incentive if you enroll for EZ-Allowance or Direct Deposit ($50 max)***
- Unlimited deposits
- Up to six withdrawals allowed per month**
- View Fee Schedule

Learn more about our student accounts here!

*APY=Annual Percentage Yield

*The APY is valid through June 2025

**There will be a $2.00 charge for each withdrawal over six per monthly statement cycle

***Account matches will be available within one business day. Matches and incentives are good through June 2025

Savings Account

Start with the basics to build your savings over time with our competitive interest rate:

- No age requirement
- No monthly service fee
- No minimum balance requirement to earn interest
- Unlimited deposits
- Up to six withdrawals allowed per month*
- Free paper or electronic statement
- See our current rates
- View Fee Schedule

*There will be a $2.00 charge for each withdrawal over six per monthly statement cycle

Health Savings Account

Keep your health in check with a savings account designed to help you pay for medical expenses. Not everyone qualifies for an HSA, click here to see if you qualify:

- Consult your accountant for possible tax advantages for an HSA
- No minimum balance requirement to earn interest
- One-time application fee of $25
- See our current rates
- View Fee Schedule

Premier Money Market Account

Earn more when you save more and get easy access to your funds:

- Monthly service fee waived with a minimum balance of $5,000 (or combined average daily balance of $10,000)
- Minimum balance of $5,000 required to earn interest
- Tiered interest rates to reward your success
- First order of specialty checks are free
- Up to six withdrawals allowed per month*
- Notifications about our travel programs
- Free paper or electronic statements
- Account available for those 12 years of age and up
- See our current rates
- View Fee Schedule

*There will be a $15.00 charge for each withdrawal over six per monthly statement cycle

Platinum Money Market Account

Designed for individuals who maintain higher cash balances and want to earn interest. Contact a member of our Account Services team for Platinum rate information:

- Monthly service fee waived with a minimum balance of $250,000 (or combined average daily balance of $500,000)
- Free checks, any style
- Up to six withdrawals allowed per month*
- Notifications about our travel programs
- Free paper or electronic statements
- Account available for those 12 year of age and up
- View Fee Schedule

*There will be a $15.00 charge for each withdrawal over six per monthly statement cycle

Add our Q-UP Program to any account to maximize your savings

With our Q-UP Program, every time you buy something using your Quail Creek Bank debit card, we’ll automatically round up your transaction to the nearest dollar and transfer your change to your Quail Creek Bank savings account. Over time, your change will add up.

Not sure which savings account is right for you?

Download our Quick Reference Guide below

Questions about FDIC insurance? Learn more here

For FDIC insured options over $250,000, learn more about CDARS® and ICS®.

SELECT A WAY TO CONTACT US THAT WORKS FOR YOU

12201 North May Avenue
Oklahoma City, OK 73120
Phone: (405) 755.1000

Lost or stolen debit card?
(888) 297.3416

Online Banking Support
Available 24/7 – 1 (877) 814.6172

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