Personal Loans

Personal Loans for the things that matter most

Everyone needs a little extra help from time to time — whether you’re buying a car or upgrading your kitchen. And we’re ready to help with personal loans that fit your budget.

Auto Loans – We offer new and used auto loans that get you on the road quickly and safely. And if you’re looking to refinance, we can help as well.

Home Equity Line of Credit – Get the extra cash you need to pay down debt or make home improvements with our Home Equity Line of Credit. Using this type of loan, you can borrow from the lendable equity in your home to pay for what you need.

WE HAVE GREAT LOAN OPTIONS FOR YOU:

New & Used Vehicles

RV & Boats

Harley Davidson Motorcycles

Home Equity Line of Credit

Remodeling Projects

Vehicle Charging Stations

Storm Shelter

Debt Consolidation

Whole Home Generators

Auto Loans

We offer new and used auto loans to get you on the road quickly and safely. If you’re looking to refinance, we can help as well.

Low rates and flexible terms
Local underwriting and the ease of DocuSign (quick virtual closing)
Easy repayment options through Auto Debit, Online, and Mobile Banking
Lower rates with Auto Debit from a Quail Creek Bank account

Apply in one of three ways:

Online
In-Person at Quail Creek Bank
Start the process with one of our Video Banking agents

Looking for unsecured loans?

Home Equity Line of Credit (1% HELOC Program)

Get the extra cash you need for a variety of personal expenses (i.e. home improvement, debt consolidation, etc). Using this type of loan, you can borrow from the lendable equity in your home to pay for what you need.

Low variable-rate loans are available
Borrow up to 80% of your owner-occupied home’s value (some restrictions apply)
As you repay the principal balance, your available credit is replenished
Borrow from your available credit throughout a 7-year draw period
No prepayment penalty
Easy access to funds as you need them using online or mobile banking
Application to closing — approximately two weeks
Interest may be tax-deductible*

Apply in one of three ways:

Online
In-Person at Quail Creek Bank
Start the process with one of our Video Banking agents

HELOC-1 Program Disclosures | HELOC Program Disclosures | What You Should Know about HELOCs

* Talk to your tax advisor

READY TO APPLY FOR YOUR LOAN?

Stephanie

Vice President, Consumer Lending

Call Stephanie for more details!

405.242.2843 | Email Stephanie

NMLS #500493

Adam

Assistant Vice President, Consumer Lending

Call Adam for more details!

405.242.2874 | Email Adam

NMLS #2376807

Brittney

Consumer Lending Loan Assistant

Call Brittney for more details!

405.242.2839 | Email Brittney

NMLS #1927734

Home Equity Line of Credit

Information is subject to change without notice

How much can I borrow? (1% HELOC Product)

Combined 1st & 2nd Mortgages	Max Loan Amt
Up to $500,000	80%
$500,001 to $1,000,000	70%
$1,000,000 & Greater	60%

Example:

Appraised Value is $150,000 x 80% = $120,000
– Less the 1st Mortgage Balance of $65,000

Available Lendable Equity will be $55,000

SELECT A WAY TO CONTACT US THAT WORKS FOR YOU

12201 North May Avenue
Oklahoma City, OK 73120
Phone: (405) 755.1000

Lost or stolen debit card?
(888) 297.3416

Online Banking Support
Available 24/7 – 1 (877) 814.6172

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Personal Loans

Personal Loans for the things that matter most

Everyone needs a little extra help from time to time — whether you’re buying a car or upgrading your kitchen. And we’re ready to help with personal loans that fit your budget.

WE HAVE GREAT LOAN OPTIONS FOR YOU:

Auto Loans

Looking for unsecured loans?

Home Equity Line of Credit (1% HELOC Program)

READY TO APPLY FOR YOUR LOAN?

Stephanie

Vice President, Consumer Lending

Adam

Assistant Vice President, Consumer Lending

Brittney

Consumer Lending Loan Assistant

Home Equity Line of Credit

SELECT A WAY TO CONTACT US THAT WORKS FOR YOU

Resources

Privacy

Looking for the Quail Creek Investment Center?

Online Banking Login